Vice-president & Chief Risk Officer (Uruguay)
hace 1 día
Requisition ID: 174549
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
**Purpose**
Leads and oversees risk management for Scotiabank Uruguay (full-service Bank) and Pronto (Consumer & Micro-Finance company). Pro-actively manages risks and ensures business strategies, plans and initiatives are executed / delivered in compliance with governing regulations, internal policies and procedures.
**Accountabilities**
- Leads and drives a customer-focused culture throughout their team to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
- Manages all local risks (Retail and Commercial Credit, Market, Liquidity, Collections & SAM, Operational and AML & Compliance) to ensure the Bank's integrity and ability to meet regulatory and fiduciary requirements. This is accomplished by developing and regularly updating the Bank's Credit Risk Strategy, all risk policies, and all local lending guidelines for segments and industries. Supervises Pronto's strategy and alignment to BNS rules.
- Communicates the Bank's risk appetite; local risk exposures, strategies, policy and framework to key stakeholders including employees, the Board of Directors, regulators, rating agencies and external auditors.
- Identifies, measures, monitors, and mitigates the Bank's material risks by:
- providing independent and objective oversight and risk assessments by monitoring the Bank's risk against strategic objectives;
- following up on actions taken by management in response to identified issues and related
- recommendations involving risk;
- regularly monitoring and reporting on aggregate exposure to approved limits, trends in aggregate exposures by portfolio, exceptions to approved policies, risk appetite metrics etc. and,
- recommending continued maintenance or modifications to policies / lending exposures to senior management, and the Board of Directors.
**Experience**
- Bachelor degree, preferably in Accounting, Finance or Economics. An MBA or Master in Finance would be highly desirable.
- At least 20 years of relevant work experience, including at least 15 years of relevant Banking experience.
- Expert knowledge of local (i.e. Uruguayan) regulation, as well as international regulatory trends (e.g. Basel Committee)
- Broad knowledge of the Banking industry and its various business lines, segments and products. Expert knowledge of the Bank’s risks’ appetite, policies, procedures, and practices
- Having worked internationally, or else in multinational companies, with continuous contacts with units abroad is highly desirable.
- Capacity to work with minimum guidance and under pressure in a highly complex and ambiguous environment.
- Ability to lead large groups across multiple areas, and towards objectives that are hard to achieve.
- Outstanding credit fundamentals in Corporate, Commercial, SME and Retail lending.
- Fluency in Spanish and English is necessary.
Location(s): Uruguay : Montevideo : Montevideo
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
-
Vice President, Retail Banking
hace 1 día
Montevideo, Uruguay Scotiabank A tiempo completoRequisition ID: 174561 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Purpose** The Vice President of Retail Banking is responsible for the P&L (Profit & Loss), Marketing and Business Proposition Strategy for all Products & Retail Segments (Banking, Credit Cards, SME& Affluent), including the...
-
Chief Customers Officer
hace 5 días
Montevideo, Uruguay Astropay A tiempo completo**We are looking for a** Chief Customers Officer t**o join our team!** **AstroPay **is the global Digital Wallet of choice for thousands of consumers who want to purchase online on international sites. With a focus on international transactions, AstroPay addresses the complexities of local markets, offering fast and efficient solutions across thousands of...
-
Procurement Officer
hace 2 semanas
Montevideo, Uruguay GIS URUGUAY A tiempo completoAbout GIS International Why Us At GIS International, we are sourcing experts at hearth and engineers at core. Covering the whole value chain, we deliver competitive advantage through Total Cost of Ownership, Service Excellence and continuous growth. Our culture is defined by international knowledge-sharing and expertise, with integer and passionate values...
-
Oil Risk and Market Analyst
hace 1 día
Montevideo, Uruguay Trafigura A tiempo completoMain Purpose: Risk analysis of trading profit and loss/ exposure that is used as a key management control for all international/domestic oil trading strategies. Production/management of all daily reports to support this function including delta changes, deal economics, price exposure, hedge requirements and ad hoc management reporting. Knowledge Skills and...
-
Chief Information Security Officer
hace 5 días
Montevideo, Uruguay Canonical - Jobs A tiempo completoThis CISO role is for a global cybersecurity leader with a passion for Linux and open source to help define the way Canonical secures its corporate infrastructure, designs its products and assures regulatory compliance. This role will be responsible for the end to end definition and implementation of the cybersecurity and compliance program. They will...
-
Oil Risk and Market Analyst
hace 4 días
Montevideo, Uruguay Trafigura A tiempo completo**Main Purpose**:Risk analysis of trading profit and loss/ exposure that is used as a key management control for all international/domestic oil trading strategies. Production/management of all daily reports to support this function including delta changes, deal economics, price exposure, hedge requirements and ad hoc management reporting. **Knowledge Skills...
-
Foreign Service Financial Management Officer
hace 4 días
Montevideo, Uruguay US Department of State - Agency Wide A tiempo completo**Duties**: FMOs are responsible for the management of the financial activities of our diplomatic and consular posts abroad, at our Financial Services Centers, and in Washington, D.C. Typical duties include, but are not limited to, the following: - Serve as Chief Financial Officer at the assigned location and act as funds control and certifying officer for...
-
Maintenance Officer
hace 2 semanas
Montevideo, Uruguay Tata Consultancy Services A tiempo completoWe are looking for a Maintenance Officer to be part of our Administration Team in Uruguay. The main responsibility of the role is to undertake the efficient maintenance of the building and site, including certain technical and administrative duties to secure their most effective use. To ensure that the whole building environment and services are maintained...
-
Regulatory Affairs Officer
hace 3 días
Montevideo, Uruguay dLocal A tiempo completo**Why you should join dLocal?** dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make...
-
Compliance Administrator
hace 3 días
Montevideo, Uruguay Trafigura A tiempo completo-Trafigura Montevideo, United States Posted 2 hours ago Permanent Competitive **Main Purpose**: This role involves the review and verification of current and potential Counterparties with whom the company is currently dealing or will start a commercial relation to detect any potential Money Laundering, Bribery and Corruption and Sanction risks. The main...
-
Semi Sr. Fraud and Risk Analyst
hace 5 días
Montevideo, Uruguay Directa24 A tiempo completoEron International is the main provider of expert services to the financial and technological industry, serving worldwide brands whilst re-defining the Fintech sector. We are an extensive an capable company, recognized for the differential value we bring to empower our clients and their customers. We are looking for a professional with background in...
-
Javascript Developer
hace 4 días
Montevideo, Uruguay Switch Software Solutions A tiempo completoWe are searching for JavaScript (Angular) developers Junior Advanced / Semi Senior. We are looking for an energetic, dedicated, and responsible front end software developer to help us build a software that is modernizing the construction industry. Reports To: Chief Technology Officer Switch Software is always looking for ambitious, talented software...
-
PHP Developer
hace 4 días
Montevideo, Uruguay Switch Software Solutions A tiempo completoWe are searching for PHP (Laravel) developers Junior Advanced / Semi Senior. We are looking for an energetic, dedicated, and responsible back end software developer to help us build a software that is modernizing the construction industry. Reports To: Chief Technology Officer Switch Software is always looking for ambitious, talented software developers. Our...
-
Compliance Administrator
hace 4 días
Montevideo, Uruguay Trafigura A tiempo completo**Main Purpose**:This role involves the review and verification of current and potential Counterparties with whom the company is currently dealing or will start a commercial relation to detect any potential Money Laundering, Bribery and Corruption and Sanction risks. The main purpose of the position is to analyse and review of corporate documents that are...
-
Compliance Administrator
hace 3 días
Montevideo, Uruguay Trafigura A tiempo completo**Main Purpose**:This role involves the review and verification of current and potential Counterparties with whom the company is currently dealing or will start a commercial relation to detect any potential Money Laundering, Bribery and Corruption and Sanction risks. The main purpose of the position is to analyse and review of corporate documents that are...
-
Social Media Chat Sales Specialist
hace 5 días
Montevideo, Uruguay CHAT ASSASSINS A tiempo completo**Chat Assassins** works with premium personal brands. Our solutions consist of building their teams and systems that generate our clients more leads and sales. We are a premium service and hold ourselves to very high standards. Chat Assassins currently consist of 130+ team members with clients worldwide such as; USA, Canada, Australia, England, Japan, and...
-
Social Media Chat Sales Representative
hace 4 días
Montevideo, Uruguay CHAT ASSASSINS A tiempo completo**Chat Assassins** works with premium personal brands. Our solutions consist of building their teams and systems that generate our clients more leads and sales. We are a premium service and hold ourselves to very high standards. Chat Assassins currently consist of 130+ team members with clients worldwide such as; USA, Canada, Australia, England, Japan, and...
-
Project Manager Officer
hace 2 semanas
Montevideo, Uruguay Endava A tiempo completo**Responsibilities**: Endava exists to build an environment that breeds success by, in the first place, enabling our people to be the best that they can be and, in the second place, caring for our customers as individuals. Thing is... we are growing, and fast! If you want to take your career to the next level, this opportunity might be ideal for you. We are...
-
Senior Financial Analyst
hace 5 días
Montevideo, Uruguay Prometeo Talent A tiempo completo**Join a Disruptive Startup** RoverPass, a startup in the RV park and campground industry, is revolutionizing the way campgrounds and RV parks drive business. With a property management system and marketing services, they help campgrounds and RV parks attract more customers. As a small and hungry team, they're looking for hands-on individuals to join...
-
Financial Risks Specialist
hace 6 días
Montevideo, Uruguay dLocal A tiempo completo**Why you should join dLocal?** dLocal enables the biggest companies in the world to collect payments in 37 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make...